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Who is responsible, when your tree, or a branch from your tree, falls on your neighbor's garage or fence or shed and causes serious damage? Trees that might have started out small and manageable have a natural tendency to grow and mature so that, in time, branches overhang a property bushdrop.clubted Reading Time: 6 mins. Jul 20, In Washington, you may have to pay damages to your neighbor if a tree on your property that is damaged and/or diseased falls across your neighbor’s property and causes injury, death or damage.

Your liability exists even if a so-called “act of God” causes the tree to fall. Your insurer may pay out your claim while they seek reimbursement from the tree removal company's insurance. EXAMPLE: Let's say a tree falls on your car and causes 3, in damage. If your deductible is, insurance will cover the remaining balance of 2, Feb 15, Trees can be tricky, but for the most part homeowners are responsible for what falls into their own yard.

So if a storm causes your neighbor’s tree to fall in your yard, your homeowners insurance could help cover the cost of removing the tree and remedying the damage it caused on your property, after your deductible.

The same is true in reverse: If a tree on your property falls in your Estimated Reading Time: 3 mins. Oct 29, “If it leaves your property and hits someone’s home, car or anything else, it’s off you. It becomes their tree. A lot of people call us and say, hey, this tree fell from my neighbors house Estimated Reading Time: 6 mins. Jul 08, The median amount paid by insurance companies for settled tree claims was 4, Seven percent of all settled claims were caused by a fallen tree.

Compare that with the Estimated Reading Time: 5 mins. Nov 02, If your neighbor’s tree falls onto your property - whether or not it causes damage - you should talk to your neighbor and propose that you share in Estimated Reading Time: 8 mins.

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